Tag Lending Group Blog: Expert Mortgage Solutions & Insights

Fast50 Loan: Flexible Financing for High-Equity Real Estate Investors

Written by Angela Bañez | Sep 18, 2026, 7:53:13 AM

The Fast50 Loan is designed for real estate investors with substantial equity who need a streamlined financing option outside traditional lending guidelines. The program can accommodate residential investment properties, multifamily, mixed-use, and select commercial real estate. 

 

A Streamlined Option for High-Equity Investors

Real estate investors don't always fit neatly into traditional mortgage guidelines—especially when the property involves multifamily, mixed-use, or commercial real estate.

The Fast50 Loan provides another financing option for investors with substantial property equity who are looking for a simplified qualification process.

Purchase, Refinance or Access Equity

Fast50 can be used for:

  • Purchases
  • Refinances
  • Cash-out transactions

The program features a 50% maximum LTV and a $100,000 minimum loan amount.

Broad Property Eligibility

Fast50 is available for qualifying non-owner-occupied properties, including:

  • Single-family residences
  • Condominiums
  • 2–4 unit properties
  • Multifamily properties with 5 or more units
  • Mixed-use properties
  • Office and retail properties
  • Warehouses
  • Self-storage properties
  • Auto repair and automotive service properties

This flexibility gives investors another financing option across several different real estate asset types.

Simplified Qualification

The program is designed around a streamlined underwriting process and simple income documentation.

Additional features include:

  • No ownership seasoning requirement
  • 30-year fixed-rate options
  • Shorter-term options
  • Foreign investor eligibility
  • ITIN borrower eligibility
  • Rate and prepayment penalty buydown options

Who May Benefit From Fast50?

Fast50 may be worth exploring for investors who have significant equity but whose borrower profile, property type, or transaction doesn't fit conventional lending guidelines.

Every scenario is different, and final eligibility will depend on the borrower, property, credit profile, transaction structure, and current program guidelines.

Have a Scenario?

Whether you're purchasing your next investment property, refinancing an existing asset, or accessing accumulated equity, Tag Lending Group can help review the available options.

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