1% GIVEBACK PROGRAM

Helping borrowers lower closing costs with meaningful savings at the closing table

Loan Programs

1% Giveback Program

A powerful home financing benefit designed to give eligible buyers meaningful savings by providing a 1% lender credit toward closing costs.

Program Overview

The 1% Giveback Program is designed to help eligible homebuyers save money at closing by providing a lender credit that may be applied toward qualifying closing costs. This program gives buyers added financial flexibility and can help make the path to homeownership more affordable.

Program Features

Provides a 1% lender credit toward eligible closing costs.

Helps reduce the amount of cash needed to close.

Designed to support eligible homebuyers with upfront cost savings.

Can make purchasing a home more affordable and approachable.

A helpful option for buyers who want to preserve cash after closing.

Works as a valuable financing benefit for qualifying purchase scenarios.

Why Choose This Program?

Helps buyers save money when it matters most — at closing.

A strong option for borrowers looking to reduce upfront expenses.

Can help make homeownership more attainable for eligible buyers.

Gives borrowers more flexibility with their available funds.

May help offset common closing cost expenses.

Creates an easy-to-understand buyer incentive that adds real value.

Who This Program Is Great For?

Homebuyers looking to reduce upfront closing costs.

Borrowers who want to preserve cash after purchasing a home.

Clients who need added flexibility with funds needed at closing.

Eligible buyers who want a simple way to save on purchase costs.

Borrowers comparing programs that offer meaningful buyer benefits.

Clients looking for a more affordable path to homeownership.

Download Loan Program

Preview the loan program sheet and download the full program details instantly.

Co-Brand Loan Program

Access the co-branded version to share this program with your clients and referral partners.

Need Help Structuring a 1% Giveback Loan?

Connect with a loan officer to review your scenario and get clear guidance on the best next step.

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