As a real estate agent, you know that self-employed buyers often face extra hurdles when applying for a mortgage. Traditional lenders require two years of self-employment history, which can delay homeownership for entrepreneurs, freelancers, and business owners.
But here’s the good news: Your self-employed clients don’t have to wait two years to buy a home!
With the 1-Year Self-Employed program, they can qualify for a mortgage with just one year of self-employment—helping them move forward sooner instead of waiting.
How Does This Program Work?
Instead of requiring two years of tax returns, this program allows self-employed buyers to qualify using:
✔ Only one year of self-employment
✔ 12 months of bank statements OR last year’s W-2 or 1099
✔ Credit scores as low as 660
✔ A minimum 20% down payment
Why This Matters for Your Clients
Self-employed individuals often earn great incomes, but traditional mortgage guidelines don’t always work for them. This program provides a real solution for buyers who are financially ready but don’t meet the rigid documentation requirements of conventional loans.
Who Can Benefit?
Many self-employed buyers don’t even realize they qualify for a mortgage sooner than they expected. As a real estate professional, you have the chance to educate and guide them toward homeownership faster.
Ideal Candidates for the Program
🔹 Newly self-employed entrepreneurs – Those who started their business in the past year but have a strong income flow.
🔹 Freelancers and independent contractors – Gig workers, consultants, and creatives who earn steady income but don’t have traditional pay stubs.
🔹 Business owners with non-traditional tax returns – Buyers who take deductions but have strong revenue.
These buyers want to purchase now, but many mistakenly believe they need to wait. By introducing them to this program, you’re helping them seize homeownership sooner rather than later.
Help Your Clients Buy Sooner! If you have self-employed clients who thought they had to wait, this could be the perfect solution. Share this with them today and help them take the next step toward homeownership!
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Unlocking Real Estate Success:
Tag Lending Group's Client Funnel Retention Program
In this dynamic video, we break down the essential components of our intake form and showcase how it empowers you to understand your return on investment, lead sources, and client demographics. Discover how we harness this data to fine-tune your marketing strategy and drive impressive results.🏠🔑
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