mike 

 

MICHAEL FERNANDEZ
MORTGAGE LOAN OFFICER
NMLS ID:2332168

Company NMLS ID: 2329372

 

I was born and raised in Costa Rica, where I used to be a real estate agent. One of my attributes is that I treat all my clients as a family, so they feel more comfortable working with me during the whole loan process. I love real estate because it allows families to own a home, invest, and become financially stable, changing people’s lives. Here at TAG Lending Group, you’re not only working with me, but you also have an entire team with 20+years of experience in the mortgage industry ready to Tag Team your deal.


My main goal is to help my clients through the process of buying or refinancing their homes in the simplest and fastest way possible and grow relationships with Realtors by having availability and excellent communication with them and their buyers. I’m ready to help you buy your dream home or refinance your existing home or buy an investment property. I am also fluent in Spanish, so feel free to contact me any time; it will be my pleasure to help you.

 

 

Allow me to help you.  Get in Touch!

👇🏻👇🏻👇🏻

           
 
 
Short Intake Form (ENGLISH)  Short Intake Form (SPANISH)
 
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QR_CodeLoan Program
 Must get pre-approved with the listing agent's preferred lender to qualify for the 1% Giveback or First-Time Home Buyer Program.
(This program offers up to 1% towards borrowers closing costs and/or buying down rate)**
 

Mortgage Loan Originator

Who am I?

I have been in the mortgage industry since 2002, and throughout my career, I have been passionate about helping individuals and families achieve their dream of homeownership. Guiding people through one of the most important financial decisions of their lives is more than just a profession to me. It's a calling that allows me to make a meaningful difference every day.

Beyond my work, I cherish spending quality time with my family and loved ones, creating beautiful memories that will last a lifetime. I believe that life's greatest blessings are found in the moments we share with the people we love.

Above all, God holds the first place in my heart and in every aspect of my life. My faith is the foundation of who I am, guiding my decisions, shaping my values, and reminding me to serve others with integrity, compassion, and gratitude. I strive to live each day with purpose, honor God in all that I do, and be a blessing to those around me.

Allow me to help you.  Get in Touch!
Must get pre-approved with the listing agent's preferred lender in order to qualify for the 1% Giveback or First-Time Home Buyer Program. (This program offers up to 1% towards borrowers' closing costs and/or buying down rate)** 

Resources & Downloads

14.5 Days to Close - Internal Use (2)

14.5 Days to Close

14.5 Days to Close

(Check our Closing Process)

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2026 Cheat Sheet

Cheat Sheet

Cheat Sheet

(Business is about giving back without expecting anything in return. We prepared these FREE Cheat Sheets for YOU)

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Virtual Assistant Services

Virtual Assistant Services

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14.5 Days to Close

(Check Our Closing Process)

14.5 Days Closing

Cheat Sheet
(Business is about giving back without expecting anything in return. We prepared these FREE Cheat Sheets for YOU)

Cheat Sheet

Virtual Assistant Services
(Are you a Realtor? You can focus on growth with our affordable Virtual Assistants that provide your needed services.)

VA Services-1
Client Testimonials

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