Qualify using 1099 income instead of traditional tax returns.

No tax returns required for income qualification.

Financing available up to $8,000,000 for eligible borrowers.

Minimum 20% down payment required.

Requires a minimum two-year self-employment history.

Available for primary residences, second homes, and investment properties.

Built for self-employed individuals and independent contractors with non-traditional income.

Helps borrowers qualify using the income documents they actually receive.

Offers a simpler path when tax returns do not reflect true earning power.

Supports a wide range of property and occupancy scenarios.

Ideal for freelancers, consultants, and commission-based professionals.

Provides more flexibility than many traditional income documentation programs.

Self-employed borrowers with at least a two-year work history.

Independent contractors paid through 1099 forms.

Freelancers and consultants with strong income but non-traditional documentation.

Commission-based earners seeking flexible financing options.

Borrowers purchasing or refinancing a primary, second home, or investment property.

Clients who want an alternative to traditional tax-return-based qualification.