ATR-In-Full Program
A flexible asset-based financing solution designed to help qualified borrowers qualify using sufficient liquid assets instead of traditional employment or income documentation.
Program Overview
The ATR-In-Full Program is designed for borrowers who are cash heavy and income light. Qualified borrowers may use sufficient liquid assets to cover the loan balance, with employment not required and only two months of statements needed for the qualifying account.
Program Features
Qualify with enough liquid assets to cover the loan balance.
Employment is not required for eligible borrowers.
Provide only two months of statements for the qualifying account.
Available for owner-occupied and second home scenarios.
Why Choose This Program?
A strong option for borrowers with substantial liquid assets but limited traditional income.
Helps qualified clients avoid traditional employment-based qualification requirements.
Can simplify qualification by focusing on verified assets instead of income documentation.
Designed for cash-heavy borrowers seeking flexible home financing options.
Who This Program Is Great For?
Borrowers who are cash heavy and income light.
Clients with strong liquid assets available for qualification.
Borrowers who may not have traditional employment documentation.
Qualified buyers seeking an asset-based qualification path.
Homeowners exploring refinance options supported by liquid assets.
Clients who want guidance on structuring an ATR-In-Full loan scenario.
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