Bank Statement Program
Designed for self-employed borrowers who want a flexible path to financing. Qualify using 12 to 24 months of bank statements instead of traditional tax returns.
Program Overview
A flexible program designed to help self-employed borrowers qualify using real income reflected in bank statements, with faster approvals and adaptable guidelines.
Program Features
Qualify using 12 to 24 months of personal or business bank statements instead of tax returns.
FICO starting at 620 for eligible borrowers.
Loan to value up to 90% for qualifying scenarios.
Designed for self-employed borrowers with strong cash flow but complex tax returns.
Why Choose This Program?
Simplifies financing when tax returns do not accurately reflect real income.
Ideal for business owners, freelancers, and entrepreneurs.
Provides flexible income qualification based on real cash flow.
Offers more flexible approvals compared to traditional financing.
Who This Program Is Great For?
Self-employed borrowers who may not qualify using traditional tax returns.
Business owners, freelancers, and entrepreneurs with consistent bank deposits.
Borrowers seeking higher loan limits and flexible qualification options.
Clients who want faster and more flexible approvals.
Borrowers seeking 30 or 40 year options, including interest-only.
Realtors and partners looking for solutions for self-employed clients.
Access Program
Preview the loan program sheet, download it instantly, or access the co-branded version.
Need Help Structuring a Bank Statement Loan?
Connect with a loan officer to review your scenario and get clear guidance on the best next step.
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