DSCR Investor Loan 85% LTV Program
A flexible investment property financing solution designed for real estate investors who want to qualify using property cash flow, with high-leverage options up to 85% LTV for eligible scenarios.
Program Overview
The DSCR Investor Loan 85% LTV Program is designed for real estate investors who want flexible financing based on the cash flow potential of the investment property. Instead of relying on traditional personal income qualification, this program may use the property’s rental income and debt-service coverage ratio to help eligible investors purchase or refinance rental properties with higher leverage.
Program Features
Designed for real estate investors financing rental and investment properties.
May allow financing up to 85% LTV for eligible borrower and property scenarios.
Qualification may be based on the property’s rental income and cash flow potential.
Can support eligible purchase and refinance investment property scenarios.
A helpful option for investors who want to grow or optimize their rental property portfolio.
Can be reviewed with a loan officer based on property type, rental income, DSCR, credit, down payment, and investor goals.
Why Choose This Program?
Helps investors qualify using rental property cash flow instead of traditional personal income documentation.
Can provide higher leverage for eligible investment property opportunities.
Supports investors who want to scale their portfolio with a property-performance-focused loan option.
Gives realtors another solution for investor clients purchasing rental or income-producing properties.
May create more flexibility for borrowers with complex income or multiple investment property holdings.
Creates a clear path to review rental income, cash flow, leverage, and investment goals with a loan officer.
Who This Program Is Great For?
Real estate investors purchasing income-producing rental properties.
Borrowers refinancing existing investment properties and reviewing higher leverage options.
Investors who want to qualify based on rental income and property cash flow.
Self-employed investors or borrowers with complex personal income documentation.
Portfolio investors who want a financing option focused on property performance.
Realtors working with investor clients looking for flexible rental property financing.
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