Flexible financing solutions tailored for first-time homebuyers
A flexible conventional mortgage solution designed to help eligible first-time homebuyers purchase a primary residence with a low down payment and straightforward financing path.
The Freddie Mac HomeOne Program is designed for eligible first-time homebuyers who want a conventional mortgage option with low down payment flexibility. This program can help qualified borrowers purchase a primary residence with a straightforward financing structure and a clear path toward homeownership.
Designed for eligible first-time homebuyers purchasing a primary residence.
May support low down payment options for qualified borrowers.
Provides a conventional mortgage path for borrowers ready to move into homeownership.
Can be used for eligible primary residence purchase scenarios.
A helpful option for borrowers who want a simple, focused first-time buyer financing solution.
Can be reviewed with a loan officer based on credit, income, assets, occupancy, and property eligibility.
Helps make homeownership more approachable for eligible first-time buyers.
Can provide a practical conventional option when borrowers need low down payment flexibility.
Supports buyers who are ready for a primary residence but need a clear financing path.
Gives realtors another solution to help first-time buyers understand available mortgage options.
Creates a straightforward conversation around affordability, funds to close, and buyer readiness.
May help qualified borrowers take the next step from renting to owning with confidence.
First-time homebuyers purchasing a primary residence.
Borrowers looking for a conventional loan with low down payment flexibility.
Clients preparing to move from renting into homeownership.
Eligible buyers who want a simple and focused first-time buyer mortgage solution.
Borrowers who need guidance on down payment, closing costs, and qualification readiness.
Realtors working with first-time buyers who need a clear conventional financing option.
Preview the loan program sheet and download the full Freddie Mac HomeOne Program details instantly.
Access the co-branded version to share this Freddie Mac HomeOne Program with your clients and referral partners.
Connect with a loan officer to review your borrower scenario and get clear guidance on the best next step.
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