FREDDIE MAC HOMEONE PROGRAM

Flexible financing solutions tailored for first-time homebuyers

Loan Programs

Freddie Mac HomeOne Program

A flexible conventional mortgage solution designed to help eligible first-time homebuyers purchase a primary residence with a low down payment and straightforward financing path.

Program Overview

The Freddie Mac HomeOne Program is designed for eligible first-time homebuyers who want a conventional mortgage option with low down payment flexibility. This program can help qualified borrowers purchase a primary residence with a straightforward financing structure and a clear path toward homeownership.

Program Features

Designed for eligible first-time homebuyers purchasing a primary residence.

May support low down payment options for qualified borrowers.

Provides a conventional mortgage path for borrowers ready to move into homeownership.

Can be used for eligible primary residence purchase scenarios.

A helpful option for borrowers who want a simple, focused first-time buyer financing solution.

Can be reviewed with a loan officer based on credit, income, assets, occupancy, and property eligibility.

Why Choose This Program?

Helps make homeownership more approachable for eligible first-time buyers.

Can provide a practical conventional option when borrowers need low down payment flexibility.

Supports buyers who are ready for a primary residence but need a clear financing path.

Gives realtors another solution to help first-time buyers understand available mortgage options.

Creates a straightforward conversation around affordability, funds to close, and buyer readiness.

May help qualified borrowers take the next step from renting to owning with confidence.

Who This Program Is Great For?

First-time homebuyers purchasing a primary residence.

Borrowers looking for a conventional loan with low down payment flexibility.

Clients preparing to move from renting into homeownership.

Eligible buyers who want a simple and focused first-time buyer mortgage solution.

Borrowers who need guidance on down payment, closing costs, and qualification readiness.

Realtors working with first-time buyers who need a clear conventional financing option.

Download Loan Program

Preview the loan program sheet and download the full Freddie Mac HomeOne Program details instantly.

Co-Brand Loan Program

Access the co-branded version to share this Freddie Mac HomeOne Program with your clients and referral partners.

Need Help Structuring a Freddie Mac HomeOne Loan?

Connect with a loan officer to review your borrower scenario and get clear guidance on the best next step.

Connect To A Loan Officer
×

⭐ Our Google Reviews

Geraldine ⭐⭐⭐⭐⭐ I had the absolute pleasure of working with Tag Lending Group and can't say enough about the incredible experience...
Jaelyn ⭐⭐⭐⭐⭐ Vera was extremely helpful during our home buying process. The whole team made it so smooth and stress-free...
Logan ⭐⭐⭐⭐⭐ Anthony was fantastic and informative. They made my tricky situation look easy and worked hand in hand with me...
Some additional information in one line
Some additional information in one line