Non-QM Niche Program
Specialized Non-Qualified Mortgage products designed to help unique property types and borrowers with limited credit depth access flexible financing options.
Program Overview
The Non-QM Niche Program provides flexible financing solutions for unique property types and borrower profiles that may not fit traditional lending guidelines. This program helps expand opportunities for homeownership and real estate investing through specialized Non-QM loan options.
Program Features
Financing available for condotels, manufactured homes, and short-term rentals.
Eligible for 2-4 unit residential properties.
Credit scores down to 600 are considered for qualified scenarios.
Recent bankruptcy scenarios are reviewed on a case-by-case basis.
Why Choose This Program?
Provides financing solutions for properties often excluded by conventional programs.
Flexible underwriting for unique borrower situations.
Expands opportunities for investors and owner-occupants.
Supports a wide range of specialty property types.
Who This Program Is Great For?
Borrowers financing condotels, manufactured homes, or short-term rental properties.
Clients with unique property types that may not fit conventional guidelines.
Borrowers with limited traditional credit history or unique credit scenarios.
Investors and owner-occupants seeking expanded financing opportunities.
Borrowers needing DSCR or bank statement options for qualification.
Clients who need guidance on structuring a specialized Non-QM loan scenario.
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Need Help Structuring a Non-QM Niche Loan?
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