Reverse Mortgage Program
Access your home equity through a flexible reverse mortgage solution designed for eligible homeowners who want greater financial freedom.
Program Overview
The Reverse Mortgage Program provides eligible homeowners with a way to access a portion of their home equity through a fixed-rate, single-disbursement loan. It may be used for a purchase or refinance, with proceeds available up to the approved loan amount and no required minimum loan amount.
Program Features
Fixed-rate financing with a single-disbursement, lump-sum structure
Available for eligible purchase and refinance transactions
No minimum draw amount and no minimum loan amount
Reverse mortgage counseling is required before closing
Maximum loan amount of $4,000,000, with higher amounts considered by exception
No minimum property value and no stated maximum property value
Why Choose This Program?
Allows eligible homeowners to access equity through a lump-sum disbursement
Can be used to refinance an existing mortgage or purchase a primary residence
Supports a wide range of eligible borrowers, including qualifying U.S. citizens and resident aliens
Available for several common residential property types
Provides financing without a stated minimum property value or minimum loan amount
Offers exception consideration for loan amounts above the standard $4 million maximum
Who This Program Is Great For?
Eligible homeowners who want to access equity from their primary residence
Borrowers seeking a fixed-rate, single-disbursement reverse mortgage
Homeowners refinancing an existing mortgage or reverse mortgage
Buyers purchasing an eligible property as their primary residence
Borrowers with a minimum mid-credit score of 600 who meet the program’s additional credit requirements
Clients financing single-family homes, eligible two-to-four-unit properties, townhomes, PUDs, or approved condominiums
Download Loan Program
Preview the loan program sheet and download the full program details instantly.
Co-Brand Loan Program
Access the co-branded version to share this program with your clients and referral partners.
Need Help Structuring a Reverse Mortgage?
Connect with a loan officer to review borrower eligibility, property requirements, and available reverse mortgage options.
Connect To A Loan Officer