Designed specifically for qualified self-employed borrowers and business owners.

Down payment options may start as low as 3.5% for eligible borrower and property scenarios.

Provides an alternative financing path for borrowers whose income structure may not fit traditional mortgage guidelines.

Can be a helpful solution for entrepreneurs, contractors, consultants, freelancers, and independent professionals.

May support eligible home purchase scenarios for qualified self-employed borrowers.

Borrower eligibility can be reviewed based on credit, business history, income documentation, assets, property type, and overall loan profile.

Helps qualified self-employed borrowers explore homeownership without being limited to a one-size-fits-all lending approach.

Low down payment options may help reduce the upfront cash needed to purchase a home.

Provides greater flexibility for borrowers with business income or nontraditional employment structures.

Gives realtors another financing solution for qualified self-employed buyers who need additional mortgage options.

Can help borrowers focus on the strength of their complete financial profile instead of relying on a single qualification factor.

Creates a clear path to review business income, credit, available funds, property goals, and available financing options with a loan officer.

Self-employed homebuyers looking for a flexible mortgage option.

Business owners who want to purchase a home while preserving more of their available capital.

Borrowers who may benefit from a down payment option starting as low as 3.5%.

Entrepreneurs, independent contractors, consultants, freelancers, and commission-based professionals.

Borrowers whose tax returns or business structure may not fully reflect their current financial strength.

Realtors working with qualified self-employed buyers who need a more flexible financing conversation.