Effective Date: December 31, 2021
Last Updated: September 29, 2026
Welcome to the websites and online services of Tag Lending Group, LLC (“Tag Lending Group,” “Company,” “we,” “us,” or “our”).
These Terms of Use (“Terms”) govern your access to and use of our websites, including https://www.taglendinggroup.com and related websites, webpages, landing pages, forms, online tools, and digital services operated by or on behalf of Tag Lending Group (collectively, the “Service”).
By accessing or using the Service, you acknowledge and agree to these Terms and our applicable Privacy Policy.
Certain features, communications, applications, transactions, or services may also be governed by additional disclosures, agreements, authorizations, or terms, including our SMS Terms of Use. If additional terms apply to a particular service, those additional terms will govern that service to the extent of any conflict with these general Terms, subject to applicable law.
If you do not agree to these Terms, you should not use the Service.
Questions regarding these Terms may be directed to info@taglendinggroup.com.
Tag Lending Group, LLC is a mortgage company that conducts mortgage lending and/or brokerage activities only in jurisdictions where it is appropriately licensed, registered, exempt, or otherwise authorized.
The availability of our website in a particular state or jurisdiction does not necessarily mean that Tag Lending Group offers or is authorized to offer mortgage products or services in that jurisdiction.
Mortgage products, programs, and services are subject to applicable federal and state requirements, licensing limitations, underwriting requirements, investor guidelines, product availability, and other applicable restrictions.
For current licensing information, please visit:
https://taglendinggroup.com/licensing
You may also request licensing information by contacting info@taglendinggroup.com.
Tag Lending Group's mortgage, advertising, lead-generation, communications, and related activities are intended to comply with applicable requirements, which may include, depending on the activity:
Nothing on the Service constitutes an offer to lend in a jurisdiction where Tag Lending Group is not appropriately authorized to conduct the applicable activity.
Information available through the Service is provided for general informational purposes and does not, by itself, constitute:
A mortgage application, prequalification request, inquiry, estimate, or other submission does not guarantee approval.
All mortgage loans are subject to applicable underwriting requirements, verification, credit review, property requirements, program eligibility, investor guidelines, and applicable law.
Any mortgage rates, annual percentage rates, payments, closing-cost estimates, home-value estimates, equity estimates, affordability calculations, calculators, scenarios, or similar information displayed through the Service are provided for informational or illustrative purposes unless expressly stated otherwise.
Actual rates, payments, fees, loan amounts, costs, and terms may vary based on factors including:
Mortgage rates and program availability may change without notice.
Where applicable law requires specific advertising disclosures, Tag Lending Group will provide those disclosures in connection with the applicable advertisement or offer.
Our collection, use, processing, sharing, retention, and protection of personal information are described in our Privacy Policy:
https://lending.tagteamnation.com/tlg-privacy-policy?hsLang=en
Depending on your interaction with the Service, information may be subject to federal financial-privacy requirements, including GLBA and Regulation P, as well as applicable state privacy, consumer-protection, and data-security laws.
Tag Lending Group maintains administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, use, alteration, acquisition, disclosure, or destruction.
However, no internet transmission, electronic communication, or information-storage system can be guaranteed to be completely secure.
You should not submit highly sensitive information through an unsecured website field, email, SMS message, or other communication method unless Tag Lending Group has instructed you to use that method for the information involved.
Tag Lending Group uses third-party platforms, applications, technology providers, and service providers to support its websites, mortgage operations, customer relationship management, communications, document management, analytics, financial verification, security, customer retention, and related business activities.
These providers may include, depending on the particular service:
The specific providers we use may change over time.
Some third-party services may have their own terms of use, privacy policies, consent requirements, or other agreements. Your use of those services may therefore be subject to both these Terms and the applicable third party's terms.
Additional information regarding our third-party providers and privacy practices is available in our Privacy Policy.
Tag Lending Group may use MILO (mymilo.ai) as a third-party application and technology service provider. MILO is not owned or operated by Tag Lending Group.
MILO may be used in connection with customer retention, customer engagement, relationship management, mortgage-related opportunities, home-value and equity information, customer communications, data intelligence, and related business functions.
Depending on the MILO functionality enabled by Tag Lending Group, information may be transferred to, processed by, obtained through, analyzed by, or integrated with MILO through authorized methods such as APIs, database connections, file transfers, CRM integrations, or other technology integrations.
Certain MILO functionality may involve:
Information, estimates, signals, alerts, or other insights generated through MILO are provided to assist with customer engagement and related business activities and should not be interpreted by themselves as a mortgage approval, credit decision, property appraisal, commitment to lend, or guarantee of mortgage eligibility.
Tag Lending Group does not rely solely on MILO to make final decisions concerning eligibility for mortgage credit.
Your information may be processed in connection with MILO as described in our Privacy Policy and subject to applicable law.
Tag Lending Group may use Plaid Inc. (“Plaid”) as a third-party financial-data connectivity provider.
If you voluntarily choose to connect a financial account through Plaid, your interaction with Plaid may be governed by Plaid's applicable terms and privacy practices.
Depending on the service used and authorization you provide, Plaid may facilitate access to financial-account, asset, transaction, income, employment, ownership, or other information for mortgage-related verification and processing purposes.
Using Plaid is subject to the authorizations and disclosures presented during the applicable account-connection process.
Additional information concerning Plaid is available in our Privacy Policy.
If you use the Service to request information about or apply for a mortgage product, you acknowledge that:
Nothing in these Terms independently authorizes a hard credit inquiry where separate authorization is required by applicable law or Company procedure.
Any authorization to obtain consumer reports will be obtained or documented through the applicable application, disclosure, authorization, or other legally appropriate process.
By using the Service, you acknowledge that you may interact with Tag Lending Group electronically.
However, acceptance of these general Terms does not, by itself, constitute consent to receive every legally required mortgage or consumer disclosure electronically where separate consent is required under the Electronic Signatures in Global and National Commerce Act (“E-SIGN Act”) or other applicable law.
Where legally required records or disclosures are delivered electronically and E-SIGN consent is required, Tag Lending Group will provide the applicable disclosure and consent process separately.
That process may address:
Your consent to receive documents electronically does not alter the substantive rights or protections provided by applicable mortgage or consumer-protection laws.
Providing contact information through the Service allows Tag Lending Group to respond to your inquiry and communicate with you as permitted by applicable law.
Providing a telephone number or email address by itself does not necessarily constitute consent to receive every category of marketing communication.
Where prior express consent or prior express written consent is required for particular calls or text messages, Tag Lending Group will seek the applicable consent through the relevant form, disclosure, checkbox, agreement, or other appropriate mechanism.
Consent to receive marketing calls or text messages is not a condition of obtaining mortgage credit or purchasing goods or services where prohibited by applicable law.
SMS communications are additionally governed by our SMS Terms of Use.
You may revoke applicable SMS consent through reasonable methods as described in the SMS Terms of Use and applicable law.
For marketing emails, recipients may use the unsubscribe mechanism contained in applicable messages or contact us regarding their communication preferences.
Commercial email is also subject to applicable CAN-SPAM requirements, including applicable opt-out obligations. Federal guidance requires commercial email senders to provide an opt-out mechanism and honor qualifying opt-out requests.
You may opt out of applicable marketing communications using the unsubscribe or opt-out method provided in the communication.
Marketing opt-outs generally do not prevent communications that are independently permitted or required, including certain transaction-related, account-related, fraud-prevention, security, legal, or customer-service communications.
Your communication preferences will be processed in accordance with applicable law.
Tag Lending Group may use analytics, cookies, pixels, tags, and similar technologies to operate the Service, understand website performance, improve user experience, measure engagement, maintain security, and support permitted marketing activities.
Providers may include services such as Google Analytics, HubSpot, and other platforms identified in our Privacy Policy.
We do not intend to use general website analytics technologies to collect Social Security numbers, complete financial-account credentials, or similar sensitive NPI directly from secure mortgage application systems for advertising purposes.
Where applicable law requires consent or provides an opt-out right concerning certain tracking, targeted advertising, sale, sharing, or similar processing, Tag Lending Group will provide applicable mechanisms as described in our Privacy Policy.
The Service may provide access to or integrations with third-party tools, applications, websites, or services.
Unless expressly stated otherwise, Tag Lending Group does not own or control those third-party services.
Third-party tools may be subject to their own:
You should review the applicable third-party terms before using a third-party service.
Nothing in this section limits Tag Lending Group's responsibilities concerning third-party providers where applicable law imposes such responsibilities.
The Service may contain links to websites operated by third parties.
A link does not necessarily constitute an endorsement, sponsorship, or affiliation.
Tag Lending Group is not responsible for third-party websites, content, availability, privacy practices, security practices, products, or services except to the extent responsibility cannot be disclaimed under applicable law.
Your use of third-party websites is subject to their applicable terms and policies.
If you voluntarily submit comments, suggestions, feedback, ideas, or other non-confidential materials regarding the Service (“Feedback”), you grant Tag Lending Group permission to use that Feedback for legitimate business purposes without compensation or attribution, unless otherwise agreed in writing or prohibited by law.
This provision does not give Tag Lending Group unrestricted rights to use personal information, mortgage application information, NPI, consumer reports, confidential documents, or other protected information.
Those categories of information are governed by applicable law, our Privacy Policy, and other applicable agreements.
You agree not to submit content that:
You may use the Service only for lawful purposes.
You may not use the Service:
Certain portions of the Service may require an account or login credentials.
You are responsible for maintaining the confidentiality of your credentials and for activity conducted through your account to the extent reasonably within your control.
You agree to promptly notify Tag Lending Group if you become aware of suspected unauthorized access to your account.
We may suspend or restrict access where reasonably necessary to:
The Service and Tag Lending Group's mortgage products are intended for adults.
You must be at least eighteen (18) years old and have legal capacity to submit a mortgage application or enter into a binding agreement through the Service.
We do not knowingly solicit mortgage applications from children.
Our treatment of information concerning minors is further addressed in our Privacy Policy.
Unless otherwise stated, the Service and its original content, design, text, graphics, software, logos, trademarks, trade dress, and other materials are owned by or licensed to Tag Lending Group and are protected by applicable intellectual-property laws.
You may use the Service for lawful personal purposes consistent with these Terms.
You may not reproduce, distribute, modify, publicly display, commercially exploit, reverse engineer, or create derivative works from protected portions of the Service except as permitted by applicable law or with prior authorization.
Nothing in these Terms transfers ownership of Tag Lending Group intellectual property to you.
Tag Lending Group respects intellectual-property rights.
If you believe material appearing on the Service infringes a copyright you own or control, contact:
Email: info@taglendinggroup.com
Subject: Copyright Infringement
Please provide information reasonably sufficient to identify:
We may request additional information necessary to evaluate the notice under applicable copyright law.
We strive to provide accurate and current information, but website information may occasionally contain errors, omissions, delays, or outdated information.
We may correct or update website information as appropriate.
Nothing in this section authorizes Tag Lending Group to retroactively alter a binding mortgage agreement, legally required disclosure, rate lock, or other legally enforceable transaction document contrary to applicable law.
The Service may periodically be unavailable due to maintenance, system failures, third-party outages, security events, upgrades, or circumstances outside our reasonable control.
Mortgage-related fees, costs, deposits, and charges are governed by applicable loan disclosures, agreements, federal and state requirements, and the circumstances of the particular transaction.
Website Terms do not supersede or modify a Loan Estimate, Closing Disclosure, rate-lock agreement, mortgage note, security instrument, or other binding transaction document.
Applicable mortgage disclosures are provided separately in accordance with governing requirements. CFPB rules establish specific content and timing requirements for Loan Estimates and Closing Disclosures.
If Tag Lending Group separately offers non-mortgage products, merchandise, subscriptions, or paid services through a website, additional terms or refund policies may apply and will be presented in connection with the applicable offering.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE AND GENERAL WEBSITE CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.
TAG LENDING GROUP DISCLAIMS WARRANTIES, EXPRESS OR IMPLIED, TO THE EXTENT PERMITTED BY LAW, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
WE DO NOT WARRANT THAT:
THIS DISCLAIMER DOES NOT LIMIT WARRANTIES, OBLIGATIONS, OR CONSUMER RIGHTS THAT CANNOT LAWFULLY BE DISCLAIMED.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, TAG LENDING GROUP AND ITS APPLICABLE OFFICERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES ARISING FROM OR RELATING TO GENERAL USE OF THE SERVICE.
THIS LIMITATION DOES NOT APPLY TO LIABILITY THAT CANNOT LAWFULLY BE EXCLUDED OR LIMITED.
TO THE EXTENT PERMITTED BY APPLICABLE LAW, ANY LIMITATION OF LIABILITY UNDER THESE TERMS APPLIES ONLY TO CLAIMS ARISING FROM THE WEBSITE OR SERVICE AND DOES NOT ALTER LIABILITY, RIGHTS, REMEDIES, OR OBLIGATIONS ARISING UNDER A SEPARATE MORTGAGE TRANSACTION, CONSUMER-PROTECTION LAW, OR OTHER AGREEMENT.
Some jurisdictions do not permit certain exclusions or limitations of liability. In those jurisdictions, these limitations apply only to the maximum extent permitted by law.
PLEASE READ THIS SECTION CAREFULLY. IT MAY AFFECT YOUR LEGAL RIGHTS.
To the extent permitted by applicable law, disputes arising directly from these Terms or use of the Service may be resolved through binding individual arbitration administered by the American Arbitration Association (“AAA”) under applicable AAA consumer rules.
This arbitration provision is intended to apply only to the extent it is legally enforceable.
Nothing in these Terms:
To the extent permitted by applicable law and enforceable under the circumstances, arbitration under these Terms will be conducted on an individual basis rather than as a class, collective, consolidated, or representative proceeding.
Arbitration fees and costs will be allocated in accordance with applicable AAA consumer rules and governing law.
Where applicable rules or law require Tag Lending Group to pay or reimburse particular arbitration costs, Tag Lending Group will do so.
Unless otherwise agreed, arbitration may occur in a location reasonably convenient to the consumer or through remote proceedings as permitted by applicable AAA rules and law.
Where a dispute is properly subject to binding arbitration, the parties waive the right to have that dispute decided by a jury.
For disputes that are not subject to arbitration, any jury-trial waiver applies only to the extent permitted by applicable law.
If a portion of this arbitration section is determined to be invalid or unenforceable, the effect of that determination will be governed by applicable law and the remaining provisions will continue to apply to the extent legally permissible.
These Terms are governed by applicable federal law.
To the extent state law applies, the applicable state law will be determined according to governing choice-of-law principles, the nature of the dispute, the user's residence, the location of relevant conduct or property, and other legally relevant factors.
Nothing in these Terms is intended to deprive a consumer of protections that cannot lawfully be waived through a contractual choice-of-law provision.
We may suspend, restrict, or terminate access to all or part of the Service where reasonably necessary, including because of:
Termination of website access does not cancel or alter an existing mortgage transaction, application obligation, legal right, or regulatory requirement except as separately permitted by applicable law.
Provisions that by their nature should survive termination—including intellectual property, disclaimers, limitations, dispute-resolution provisions, and accrued legal rights—will survive to the extent applicable.
We may modify, update, suspend, replace, or discontinue website functionality from time to time.
This does not authorize Tag Lending Group to modify binding mortgage agreements, legally required disclosures, or other contractual obligations through a website change.
We may update these Terms periodically to reflect changes in our Service, technology, third-party providers, business practices, or applicable legal requirements.
When material changes are made, we will update the “Last Updated” date and provide any additional notice required by applicable law.
Changes will apply prospectively unless applicable law permits otherwise.
Your continued use of the Service after updated Terms become effective may constitute acceptance of the revised Terms to the extent permitted by applicable law.
Changes to these Terms do not retroactively expand an existing consumer consent or authorization where new or additional consent is required by law.
Failure to enforce a provision of these Terms does not constitute a waiver of that provision or any other right.
If any provision is held invalid, illegal, or unenforceable, the remaining provisions will continue in effect to the fullest extent permitted by applicable law, unless the invalid provision is essential to the overall agreement and applicable law requires otherwise.
These Terms, together with our Privacy Policy and any additional terms expressly applicable to a particular website feature, constitute the agreement governing general use of the Service.
These Terms do not replace or modify separate mortgage applications, disclosures, authorizations, rate-lock agreements, loan documents, privacy notices, or other transaction-specific agreements except where expressly stated and legally permitted.
BY ACCESSING OR USING THE SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTAND THESE TERMS AND AGREE TO BE BOUND BY THEM TO THE EXTENT PERMITTED BY APPLICABLE LAW.
Questions regarding these Terms may be directed to:
Tag Lending Group, LLC
335 S. Biscayne Blvd, Suite 2809
Miami, FL 33131
Email: info@taglendinggroup.com
Contact Page:
https://taglendinggroup.com/contact-us
Privacy Policy:
https://lending.tagteamnation.com/tlg-privacy-policy?hsLang=en