Boost DPA Program
A flexible down payment assistance solution offering repayable and forgivable second lien options to help eligible buyers reduce upfront costs and move closer to homeownership.
Program Overview
The Boost DPA Program offers 3.5% repayable and forgivable FHA and USDA options, along with a 5% repayable FHA option. This program is designed to help eligible buyers access down payment assistance while offering flexible second lien structures and expanded qualification options.
Program Features
Offers 3.5% repayable and forgivable FHA and USDA options.
Includes a 5% repayable FHA option for eligible scenarios.
2/1 and 1/0 buydowns are available.
No income limits for FHA and any borrower AMI or SMI amount allowed.
Forgivable or repayable down payment assistance second lien options available.
Gift funds are allowed for down payments and closing costs.
Why Choose This Program?
Helps eligible buyers reduce upfront cash needed to purchase a home.
Offers both forgivable and repayable assistance structures for added flexibility.
No payment shock requirements apply with AUS approval.
Manual underwriting is allowed for FHA and USDA.
Non-occupant co-borrowers are allowed for FHA scenarios.
First-time homebuyers are allowed but not required.
Who This Program Is Great For?
Eligible buyers who need down payment assistance support.
Borrowers using FHA or USDA financing with qualifying credit scores.
Homebuyers who want flexible repayable or forgivable assistance options.
FHA borrowers with a minimum credit score of 580 or USDA borrowers with a minimum credit score of 640.
Borrowers who may benefit from buydown options and second lien flexibility.
DACA borrowers and clients who can complete required homeownership education.
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Co-Brand Loan Program
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