Designed for eligible renovation financing through a conventional mortgage structure.

Can help borrowers finance a home purchase and eligible improvement costs in one loan.

May be available for qualified refinance scenarios where renovation funds are needed.

Supports borrowers looking to repair, update, or improve a property after closing.

Can be useful for homes that need cosmetic updates, functional improvements, or modernization.

Allows buyers and homeowners to review renovation goals, project scope, property eligibility, and financing structure with a loan officer.

Helps borrowers turn a property with potential into a home that better fits their needs.

Can reduce the need for separate renovation financing after closing.

Gives buyers more flexibility when considering homes that need repairs or updates.

Provides realtors with another solution for clients who see opportunity in properties needing improvements.

May help homeowners improve their current property while keeping financing organized in one mortgage solution.

Creates a clear path to discuss project planning, contractor expectations, and renovation financing options.

Homebuyers purchasing a property that needs repairs, updates, or improvements.

Borrowers who want to finance renovation costs together with their mortgage.

Homeowners refinancing and planning eligible home improvement projects.

Clients who want to modernize, repair, or customize a home after closing.

Buyers who see potential in a property but need financing support for improvements.

Realtors working with buyers who are open to renovation opportunities and value-add properties.