ITIN Program
A flexible mortgage financing solution for borrowers using an Individual Taxpayer Identification Number instead of a Social Security Number.
Program Overview
The ITIN Program provides flexible mortgage financing solutions for individuals living in the United States without a Social Security Number. Designed for wage earners and borrowers seeking alternative qualification options for purchase or refinance transactions.
Program Features
Maximum 75% LTV available for eligible purchase transactions.
Maximum 70% LTV available for cash-out refinance scenarios.
Wage earners may qualify with 24-month WVOE and 1-month bank statement.
No W2s or paystubs required for eligible borrowers.
Why Choose This Program?
Alternative documentation options available for qualified borrowers.
Flexible financing solutions designed specifically for ITIN borrowers.
Purchase and refinance options available for eligible scenarios.
Financing available for multiple occupancy types.
Who This Program Is Great For?
Borrowers without a Social Security Number using a valid ITIN.
Wage earners seeking alternative documentation mortgage options.
Buyers looking for flexible home financing solutions.
Homeowners exploring refinance opportunities with ITIN qualification.
Borrowers seeking purchase or refinance financing without traditional income docs.
Clients wanting guidance on structuring an ITIN loan scenario.
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