PURCHASE A HOME · JUMBO & PRIME

Miami Jumbo Condo Loans, Including LLC Closings

Miami condos don't fit standard financing. Prices often run above conforming limits, many buildings are non-warrantable, and investors want to hold title in an LLC. TAG Lending Group is based in downtown Miami and finances these deals every day.

Find the right program for your Miami condo

Primary or second home above conforming limits

Full-doc prime jumbo

Self-employed buyer, jumbo price

Jumbo Non-QM

Investor buying for rental income

DSCR, can close in an LLC

Building is non-warrantable

Non-warrantable condo

Condo-hotel unit

Condotel program

Buyer lives outside the U.S.

Foreign national

Program availability depends on borrower qualifications, property type, occupancy and loan amount.

Closing in an LLC

Many investors want the property titled in an LLC for liability and estate planning. Our DSCR and investor programs can close in an LLC, subject to guidelines.

We're not CPAs or attorneys. Talk with your advisor about whether an LLC fits your situation.

Check the building first

Condo approval can make or break a Miami deal. Search our Approved Condo List before you write an offer.

Mortgage broker? Place Miami jumbo condo files through our wholesale channel.

Wholesale Lending for Brokers →

Frequently asked questions

What counts as a jumbo loan in Miami?

A loan above the conforming loan limit for Miami-Dade County. The FHFA sets that limit each year.

Can I buy a Miami condo in an LLC?

Yes, with investor programs such as DSCR, subject to guidelines.

What is a non-warrantable condo?

A condo that doesn't meet agency guidelines, often because of investor concentration, litigation or commercial space. It needs a portfolio or Non-QM program.

Can foreign nationals finance a Miami condo?

Yes. Foreign national programs may not require U.S. credit history, subject to guidelines.

Do you finance condotels in Miami?

Yes, through our condotel program, subject to project and program guidelines.

TAG Lending Group, LLC · NMLS #2329372 (NMLS Consumer Access) · Equal Housing Opportunity · 335 S Biscayne Blvd, Suite 2809, Miami, FL

Licensed mortgage lender in FL, SC, TN, TX, GA, MI, NM and OH. Licensed mortgage broker only in CT, PA and NJ. State licensing & disclosures.

This is not a commitment to lend. All loans are subject to credit approval, underwriting, property eligibility and program guidelines. Programs, terms and availability may change without notice. Not tax or legal advice.