ONE TIME CLOSE NEW CONSTRUCTION
This program is designed for borrowers who want to build a home but don’t know where to start. Itcombines the purchase of land, construction costs, and permanent financing into one loan and one closing
VIEW FILEBUILDER PARTNERSHIP DIVISION
Who am I?
I am a seasoned mortgage industry professional with over 25 years of experience across mortgage servicing, operations, sales leadership, and business development. Throughout my career, I have built and led high-performing teams, implemented scalable processes, and helped expand mortgage platforms across multiple organizations.
I have a strong understanding of the full mortgage lifecycle, including origination, processing, underwriting, servicing, and default management. I have successfully led initiatives focused on process improvement, cost optimization, and team development, consistently improving efficiency while maintaining a strong commitment to compliance and customer experience.
I am skilled at identifying growth opportunities, developing strategic partnerships, and delivering solutions that improve operational performance and financial results. My leadership approach combines extensive industry knowledge with a practical, results-driven mindset, allowing me to help organizations grow, scale, and adapt within an evolving mortgage environment.
Step 1 of the Loan Application
Must get pre-approved with the listing agent's preferred lender in order to qualify for the 1% Giveback or First-Time Home Buyer Program. (This program offers up to 1% towards borrowers' closing costs and/or buying down rate)**
Resources & Downloads
THE BUILDERS
BROCHURE
This PDF is a builder financing trifold brochure from Tag Lending Group that explains the One-Time Close Construction-to-Permanent Loan. It highlights key loan benefits, the simple 8-step construction financing process, available financing options, borrower incentives, and contact information for James Carmichael.
THE BUILDERSBROCHURE