TAG Lending Group
Mortgage Calculator
Compare purchase and refinance scenarios, estimate PITI, cash to close, mortgage insurance, funding fees, DSCR ratio, and amortization in real time.
Loan Terms
First-Time Homebuyer
Controls first-time-homebuyer-specific options, such as the Conventional 3% down scenario.
Property Details
County Loan Limit
Verify county limit on HUD ↗
VA has no monthly mortgage insurance. VA funding fee may be waived for eligible exempt veterans. Property tax exemptions for disabled veterans vary by state and county, so final tax treatment should be verified locally.
Loan Options
Choose a down payment tab. The selected option opens as a larger detail card below.
Selected Loan Option
20%
Loan Amount
$0.00
Loan Type
Conventional
---
Fixed Interest Rate *
APR Estimate 0%
MI / Annual Fee Rate0%
Funding / Upfront Fee$0.00
Funding Fee Rate0%
DSCR Ratio---
Scheduled Payment$0.00
Scheduled Payments0
Actual Payments0
Total Extra Payments$0.00
Total Interest$0.00
Payoff Date---
Taxes, Insurance & PITI
Principal & Interest$0.00
Taxes Monthly Equivalent$0.00
Home Insurance Monthly Equivalent$0.00
HOA$0.00
Flood Monthly Equivalent$0.00
Mortgage Insurance$0.00
Total Estimated PITI$0.00
Cash to Close & Seller Guide
Closing costs are estimated at 3% to 5%. Discount points can increase this range because points are prepaid interest used to buy down the rate.
Seller Concession Limit---
Down Payment$0.00
Estimated Prepaids/Escrows$0.00
Closing Cost Low Estimate
$0.00
Closing Cost High Estimate
$0.00
Earnest Money$0.00
Seller Concession Used$0.00
Cash to Close Low$0.00
Cash to Close High$0.00
Send This Scenario
To view and receive the full estimate, the client enters their contact information first.
The generated summary uses the first person's contact details. Email/Text send to everyone listed.
Amortization Schedule
| No. | Date | Beginning Balance | Scheduled | Extra | Total Payment | Principal | Interest | Ending Balance |
|---|
Refinance Inputs
Current Loan Details
New Loan Terms
New Loan Details
Estimated Closing Costs $0.00
FHA/VA Program Fee$0.00
New Loan Amount $0.00
Loan-to-Value (LTV) ---
Current Monthly Payment $0.00
New Monthly P&I $0.00
Monthly Savings $0.00
Break Even Months ---
Total Interest Difference $0.00
Refinance Summary
| Scenario | Loan Amount | Rate | Term | Payment | Total Interest |
|---|
Send Refinance Scenario
Enter contact details to generate, email, text, or copy this refinance comparison.
The generated summary uses the first person's contact details. Email/Text send to everyone listed.
