2–8 UNIT MIXED-USE FINANCING

Flexible DSCR financing for mixed-use properties combining residential and commercial space

Loan Programs

2–8 Unit Mixed-Use Financing

A flexible DSCR financing solution for qualified real estate investors purchasing or refinancing mixed-use properties with residential and commercial units.

Program Overview

The 2–8 Unit Mixed-Use Financing program is designed for real estate investors purchasing or refinancing properties that combine residential and commercial space. Qualification can be based on the property's rental cash flow, providing a streamlined alternative to traditional personal income documentation.

Program Features

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Designed for eligible 2–8 unit mixed-use investment properties.

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Qualification may be based on rental analysis and property cash flow.

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Personal employment and income documentation may not be required for qualification.

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Available for qualified purchase and refinance transactions.

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Investment-property focused financing for residential and commercial mixed-use buildings.

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Flexible loan structures available for qualified real estate investors.

Why Choose This Program?

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Provides a financing path for properties that may not fit standard residential guidelines.

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Allows qualified investors to use the property's rental performance for qualification.

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Helps simplify documentation by reducing reliance on personal income qualification.

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Supports investors acquiring properties with both residential and commercial income.

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A practical financing option for experienced real estate investors expanding their portfolios.

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Offers greater flexibility for unique mixed-use property scenarios.

Who This Program Is Great For?

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Real estate investors purchasing 2–8 unit mixed-use properties.

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Investors refinancing properties that combine residential and commercial units.

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Borrowers who prefer property cash flow rather than personal income qualification.

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Experienced investors expanding into larger or more complex rental properties.

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Clients financing properties with retail, office, restaurant, or other eligible commercial space.

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Investors seeking flexible financing outside traditional residential loan programs.

Download Loan Program

Preview the loan program sheet and download the full program details instantly.

Co-Brand Loan Program

Access the co-branded version to share this program with your clients and referral partners.

Need Help Structuring a 2–8 Unit Mixed-Use Loan?

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