FHA ELITE PROGRAM

Flexible FHA financing designed with competitive fixed-rate options for qualified borrowers

Loan Programs

FHA Elite Program

Flexible FHA financing with competitive fixed-rate options designed for qualified borrowers with stronger credit profiles.

Program Overview

The FHA Elite Program is designed to take FHA financing to another level for qualified borrowers with stronger credit profiles. It combines the accessibility of FHA financing with competitive government loan pricing, fixed-term mortgage options, and financing for eligible primary residences.

Program Features

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Minimum qualifying FICO starting at 640.

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Loan amounts from $125,000 up to applicable county loan limits.

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Available with fixed-term mortgage financing.

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Designed for eligible primary residence financing.

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Available for eligible manufactured homes, condominiums, and PUDs.

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Competitive government loan rates and pricing for qualified borrowers.

Why Choose This Program?

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Built for FHA borrowers with stronger credit profiles.

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Combines FHA financing flexibility with competitive Elite pricing.

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Provides predictable fixed-term mortgage options.

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Supports a variety of eligible primary residence property types.

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Can provide an FHA financing path for borrowers who meet Elite credit requirements.

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Gives qualified buyers access to specialized government loan pricing.

Who This Program Is Great For?

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FHA borrowers with a 640 or higher qualifying FICO score.

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Buyers seeking competitive FHA fixed-rate financing.

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Borrowers purchasing an eligible primary residence.

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Qualified borrowers looking for FHA loan amounts starting at $125,000.

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Buyers financing eligible manufactured homes, condos, or PUDs.

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Clients who want guidance on whether FHA Elite fits their financing scenario.

Download Loan Program

Preview the loan program sheet and download the full program details instantly.

Co-Brand Loan Program

Access the co-branded version to share this program with your clients and referral partners.

Need Help Structuring an FHA Elite Loan?

Connect with a loan officer to review your scenario and get clear guidance on the best next step.

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