FOREIGN NATIONAL PROGRAM

Flexible financing for non-U.S. citizens investing in U.S. real estate

Loan Programs

Foreign National Program

A flexible mortgage solution designed to help eligible foreign national borrowers finance U.S. property opportunities with investor-friendly options and streamlined documentation.

Program Overview

The Foreign National Program is designed for eligible international borrowers who want to purchase or refinance U.S. real estate. This program can help qualified borrowers access financing using flexible documentation and investor-friendly structures, including options that may evaluate the property’s rental income and overall cash flow.

Program Features

Designed for eligible foreign national borrowers purchasing or refinancing U.S. real estate.

Purchase financing may be available up to 75% LTV for qualified borrowers.

Refinance options may be available depending on the borrower profile, property type, and program structure.

DSCR and no-ratio options may be available for eligible investment property scenarios.

May be available for borrowers without U.S. income or traditional U.S. employment verification.

Eligible property options may include rental properties, condos, condotels, and short-term rental scenarios depending on qualification.

Why Choose This Program?

Helps international borrowers access U.S. property financing with a program built around their unique documentation needs.

Can provide a practical path for borrowers who do not have traditional U.S. income documentation.

Investor-focused options may allow qualification based on the property’s rental income potential.

A strong option for clients looking to purchase U.S. investment property or expand an international real estate portfolio.

Gives realtors another financing solution for international buyers interested in U.S. real estate.

Offers flexibility for eligible borrowers who may not fit standard conventional lending guidelines.

Who This Program Is Great For?

Foreign national borrowers interested in purchasing U.S. real estate.

International investors looking for financing options on income-producing properties.

Borrowers who may not have traditional U.S. income, employment, or tax documentation.

Clients seeking investor-friendly financing based on rental income or property cash flow.

Borrowers purchasing condos, condotels, or short-term rental properties when eligible.

Realtors working with international buyers who need a clear mortgage path for U.S. property purchases.

Download Loan Program

Preview the loan program sheet and download the full Foreign National Program details instantly.

Co-Brand Loan Program

Access the co-branded version to share this Foreign National Program with your clients and referral partners.

Need Help Structuring a Foreign National Loan?

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