TAG Lending Group

Mortgage Calculator

Compare purchase and refinance scenarios, estimate PITI, cash to close, mortgage insurance, funding fees, DSCR ratio, and amortization in real time.

Loan Terms

First-Time Homebuyer
Controls first-time-homebuyer-specific options, such as the Conventional 3% down scenario.

Property Details

County Loan Limit Verify county limit on HUD ↗
VA has no monthly mortgage insurance. VA funding fee may be waived for eligible exempt veterans. Property tax exemptions for disabled veterans vary by state and county, so final tax treatment should be verified locally.

Loan Options

Choose a down payment tab. The selected option opens as a larger detail card below.

Selected Loan Option

20%

Loan Amount $0.00
Loan Type Conventional ---
Fixed Interest Rate *
APR Estimate 0%Example only. See disclaimer below.
MI / Annual Fee Rate0%
Funding / Upfront Fee$0.00
Funding Fee Rate0%
DSCR Ratio---
Scheduled Payment$0.00
Scheduled Payments0
Actual Payments0
Total Extra Payments$0.00
Total Interest$0.00
Payoff Date---

Taxes, Insurance & PITI

Principal & Interest$0.00
Taxes Monthly Equivalent$0.00
Home Insurance Monthly Equivalent$0.00
HOA$0.00
Flood Monthly Equivalent$0.00
Mortgage Insurance$0.00
Total Estimated PITI$0.00

Cash to Close & Seller Guide

Closing costs are estimated at 3% to 5%. Discount points can increase this range because points are prepaid interest used to buy down the rate.

Seller Concession Limit---
Down Payment$0.00
Estimated Prepaids/Escrows$0.00
Closing Cost Low Estimate $0.00
Closing Cost High Estimate $0.00
Earnest Money$0.00
Seller Concession Used$0.00
Cash to Close Low$0.00
Cash to Close High$0.00

Send This Scenario

To view and receive the full estimate, the client enters their contact information first.

The generated summary uses the first person's contact details. Email/Text send to everyone listed.

Amortization Schedule

$0 $0 0 payments
No.DateBeginning BalanceScheduledExtra Total PaymentPrincipalInterestEnding Balance

Refinance Inputs

Current Loan Details

New Loan Terms

New Loan Details
Estimated Closing Costs $0.00
FHA/VA Program Fee$0.00
New Loan Amount $0.00
Loan-to-Value (LTV) ---
Current Monthly Payment $0.00
New Monthly P&I $0.00
Monthly Savings $0.00
Break Even Months ---
Total Interest Difference $0.00

Refinance Summary

ScenarioLoan AmountRateTermPaymentTotal Interest

Send Refinance Scenario

Enter contact details to generate, email, text, or copy this refinance comparison.

The generated summary uses the first person's contact details. Email/Text send to everyone listed.

Disclaimer: This calculator is for illustration and planning purposes only. The interest rate, APR estimate, monthly payment and other figures shown are examples based on the values entered. They are not a rate quote, loan approval, loan commitment, or final loan disclosure. Actual rates, APR, payments, fees, and eligibility depend on borrower qualification, credit review, property review, investor guidelines, and underwriting approval, and are subject to change without notice. Taxes, insurance, and HOA amounts are estimates; your actual payment may be higher.

Tag Lending Group, LLC | NMLS #2329372 | Equal Housing Opportunity